About Us

We’re here to help make your car leasing experience as simple and stress-free as possible. If you have any questions or need assistance with finding the right lease deal, feel free to reach out to the team at Embrace Leasing.

There are several ways to get in touch with us:

📞 By Phone

Call us on [insert phone number] to speak directly with one of our friendly leasing specialists. We're happy to discuss your options, provide quotes, or answer any questions you may have.

📧 By Email

For general enquiries or to request a personalised quote, email us at [insert email address]. We aim to respond to all emails as quickly as possible.

💻 Via Our Website

Visit our website at www.embraceleasing.co.uk to:

• Browse our latest leasing deals
• Use our contact form to send us a message
• Request a callback from our team

📱 Social Media

You can also reach us through our social media channels, where we share updates, special offers, and industry news:

• LinkedIn: LinkedIn
• Facebook: Facebook
• Instagram: Instagram

🕒 Our Office Hours

We’re available to help during the following hours:
Monday to Friday: 9:00am – 5:30pm
Saturday: 9:00am – 12:30pm
Sunday: Closed

If you need more information or would like help finding the perfect lease deal, don't hesitate to get in touch — our team at Embrace Leasing is always happy to help!

Car leasing is a simple and affordable way to drive a brand-new vehicle without the large upfront cost of buying one outright. Instead of purchasing the car, you effectively ‘rent’ the vehicle for a fixed period, paying a set monthly fee. It’s a flexible option that gives you access to the latest models without the worry of depreciation or selling the car when you no longer need it.

At Embrace Leasing, we offer both personal leases and business leases, helping individuals and companies find the right vehicle to suit their needs.

🚗 How Does Car Leasing Work?

1. Choose your car – Pick a brand-new car or van from our wide range of makes and models.
2. Decide your contract terms – Choose how long you want the lease to last (usually 2-5 years), your annual mileage, and any additional options such as maintenance packages.
3. Make an initial payment – You’ll typically pay an upfront amount, which is usually the equivalent of 1-12 months' worth of payments.
4. Pay monthly – After the initial payment, you’ll make fixed monthly payments for the duration of your lease.
5. Return the car – At the end of the lease term, simply return the vehicle. There’s no need to worry about selling it or its resale value.

🛠 What’s Included in a Car Lease?

When you lease a car, you typically get:

• A brand-new car or van.
• Warranty from the manufacturer.
• Road tax for the duration of the lease.
• Optional maintenance packages to cover servicing and repairs.

You’ll need to arrange your own car insurance and ensure you stick to the agreed mileage limits and fair wear-and-tear guidelines.

🤔 Why Lease Instead of Buy?

There are several benefits to leasing a car:

• Lower monthly payments compared to financing or purchasing a vehicle.
• Drive a new car every few years, with the latest features and technology.
• No worries about depreciation – you won’t lose money as the car’s value decreases.
• No hassle of selling the car when you're done with it.

Leasing is a particularly popular option for businesses looking to manage their vehicle fleet cost-effectively, as well as individuals who prefer to drive the latest models without the commitment of ownership.

At Embrace Leasing, we make car leasing simple, flexible, and stress-free. Whether you’re looking for a personal lease for your next family car or a business lease for your company fleet, our team is here to help you every step of the way!

Car leasing is a straightforward way to drive a brand-new car by paying a fixed monthly fee for a set period. Rather than buying the vehicle outright, you essentially rent it for a specified term, usually between 2 to 5 years. At the end of the lease, you return the car with no hassle of selling or worrying about its depreciation.

At Embrace Leasing, we make the process simple and stress-free, offering both personal and business leasing options.

🚗 Step-by-Step Guide to Car Leasing:

1️⃣ Choose Your Vehicle
Browse our wide range of brand-new cars and vans. You can select the make, model, and trim level that best suits your lifestyle or business needs.

2️⃣ Pick Your Lease Terms
Decide how long you want the lease to last (typically 24 to 60 months) and choose your annual mileage allowance. You can also add optional maintenance packages to cover servicing and repairs.

3️⃣ Make an Initial Payment
An initial payment (deposit) is required at the start of the lease. This is usually equivalent to 1 to 12 months’ worth of payments, depending on what works best for your budget. The higher the initial payment, the lower your monthly payments will be.

4️⃣ Pay Fixed Monthly Payments
Once the lease begins, you’ll pay a fixed monthly fee for the duration of the contract. This covers the use of the car, road tax, and in some cases maintenance (if you’ve added a package).

5️⃣ Return the Vehicle at the End of the Lease
When the lease term ends, you simply return the car to us. There’s no need to worry about selling the vehicle or dealing with its depreciation. As long as the car is in good condition and within the agreed mileage limit, there’s nothing more to pay.

🔍 What Happens at the End of the Lease?

At the end of your contract, you have several options:

• Return the car and walk away.
• Upgrade to a new vehicle by taking out another lease.
• Extend your lease if you’d like to keep the car for longer.

Unlike buying a car, you don’t have to worry about the resale value or selling the car yourself.

✅ What Are the Benefits of Leasing?

• Drive a brand-new car with the latest features and technology.
• Lower monthly payments compared to buying or financing.
• No depreciation worries — you won’t lose money as the car’s value drops.
• Flexible terms to suit your needs and budget.
• No hassle of selling the car at the end of the lease.

🤔 What’s Included in the Lease?

With Embrace Leasing, your lease typically includes:

• A brand-new vehicle.
• Road tax for the duration of the lease.
• Manufacturer’s warranty.
• Optional maintenance packages for servicing and repairs.

You’ll need to arrange your own fully comprehensive car insurance, and it’s important to keep the car in good condition to avoid additional charges when returning it.

If you’re ready to get started or have more questions, Embrace Leasing is here to guide you through every step of the process. Let us take the stress out of getting behind the wheel of your next car!

At Embrace Leasing, we offer a wide range of vehicle leasing options for both private individuals and businesses across the UK. To lease a car with us, you must meet the following criteria:

✅ Eligibility for Personal Lease:

To apply for a personal lease, you must:

• Be at least 18 years old.
• Hold a full UK driving licence.
• Provide proof of your current address (such as a utility bill or bank statement).
• Show evidence of your employment or regular income (via recent payslips or bank statements).
• Have a good credit history to pass the finance provider's credit check.

If you’re unsure about your credit history, don’t worry — we work with a range of finance providers to help find a solution that suits your situation. However, it’s important to note that your ability to lease a vehicle will depend on the results of the credit check.

✅ Eligibility for Business Lease:

For businesses looking to lease a car or van, you’ll need to meet the following requirements:

• Your business must be registered in the UK.
• You must provide proof of trading (this could include company accounts, bank statements, or VAT registration details).
• The business must have a good credit score or be able to provide a suitable guarantor.

We offer business leases to sole traders, partnerships, limited companies, and public sector organisations. If your business is newly established or if you’re concerned about your credit rating, get in touch with our team — we’re happy to discuss flexible options.

❓ What if I’m Self-Employed or a Sole Trader?

We welcome applications from self-employed individuals and sole traders. You’ll need to provide proof of your business activities, such as bank statements, tax returns, or proof of invoices, to confirm your income.

🚗 What About Non-UK Residents?

If you’re a non-UK resident, you may still be eligible to lease a vehicle with us. However, you’ll need to provide additional documentation, such as proof of your right to live and work in the UK and a valid driving licence that allows you to drive in the UK.

If you have any questions or need help with your application, our team at Embrace Leasing is always here to assist. We aim to make the leasing process as smooth and stress-free as possible!

The key difference between car leasing and car buying is ownership. When you lease a car, you’re renting the vehicle for a set period, paying a monthly fee, and returning the car at the end of the lease. When you buy a car, you pay for the vehicle outright or through finance, and you own it once payments are complete.

Here’s a detailed breakdown of how car leasing and car buying compare in terms of costs, flexibility, and long-term commitments.

🚗 1. Ownership

• Leasing: You don’t own the car. The vehicle is returned at the end of the lease term, and you have no further obligations.
• Buying: You own the car outright once you’ve paid in full (either upfront or through finance). You can keep it for as long as you want and sell it at any time.

💰 2. Upfront Costs

• Leasing: Typically requires a lower initial payment (usually equivalent to 1-12 months of lease payments).
• Buying: Requires a much larger upfront payment, either the full cost of the vehicle or a significant deposit if using finance.

📆 3. Monthly Payments

• Leasing: You make fixed monthly payments for the duration of the lease. These payments are generally lower than car finance payments because you’re only covering the car’s depreciation over the lease term.
• Buying: If you’re financing the car, monthly payments are usually higher than leasing because you’re paying off the full value of the vehicle, plus interest.

📉 4. Depreciation

• Leasing: You don’t need to worry about depreciation. The car’s value loss is factored into your monthly payments.
• Buying: The car’s value depreciates over time, meaning it will be worth less when you come to sell it. In fact, most cars lose around 40-60% of their value within the first 3 years.

🔄 5. Flexibility

• Leasing: Leasing offers the flexibility to upgrade to a new car every 2-5 years. At the end of the lease, you can return the car and choose a brand-new vehicle.
• Buying: When you buy a car, you own it until you decide to sell or trade it in. You may keep the car for a longer period, but upgrading to a new model requires going through the selling process.

🛠 6. Maintenance Costs

• Leasing: Maintenance can be included in the lease through optional packages, meaning your servicing, repairs, and tyres are covered. This can help avoid unexpected costs during the lease.
• Buying: You’re responsible for all maintenance and repair costs once the manufacturer’s warranty expires.

🔧 7. Road Tax

• Leasing: In most lease agreements, road tax is included for the duration of the lease.
• Buying: You’ll need to pay road tax yourself each year.

🧾 8. End of Contract

• Leasing: At the end of the lease, you simply return the car. There’s no need to sell it or worry about its resale value.
• Buying: Once you’ve paid off the car (or bought it outright), the car is yours to keep, sell, or trade in.

🤔 9. Which Option Is Right for You?

Choosing between leasing and buying depends on your personal preferences and financial situation. Here’s a quick guide to help you decide:

🏁 Summary of the Key Differences:

• Leasing is best if you want lower monthly payments, regularly drive a new car, and prefer a hassle-free experience with no worries about depreciation or selling.
• Buying is better if you want to own the car outright, plan to keep it for many years, and don’t mind dealing with depreciation and maintenance costs over time.

At Embrace Leasing, we specialise in car leasing solutions that make it easier to drive a brand-new car with fixed, affordable monthly payments. If you’re unsure whether leasing is right for you, get in touch — our team is here to help!

When leasing a car through Embrace Leasing, you’ll usually need to pay an initial payment at the start of your lease agreement. While this is sometimes referred to as a deposit, it works slightly differently from a traditional car deposit because it’s not a refundable security payment. Instead, it’s an upfront contribution towards the overall lease cost, which helps lower your monthly payments.

🚗 What Is an Initial Payment in Car Leasing?

The initial payment is a lump sum that you pay at the beginning of your lease. It is typically equivalent to 1, 3, 6, or 12 months’ worth of your monthly lease payments, depending on what works best for your budget.

For example:

• If your monthly lease payment is £250, a 6-month initial payment would be £1,500 upfront.
• After that, you’ll make fixed monthly payments of £250 for the remainder of the lease term.

The more you pay upfront, the lower your monthly payments will be.

💳 Can I Lease a Car with No Deposit?

Yes, no-deposit car leasing options are available at Embrace Leasing. With a no-deposit lease, you won’t need to make a large upfront payment — instead, your lease payments are spread evenly across the contract. This means your monthly payments will be higher, but it can help you avoid a large initial expense.

Example:

• With a deposit: £1,500 upfront + £250 per month.
• No deposit: £292 per month (spread evenly across the lease term).

🧾 What Are the Benefits of Making an Initial Payment?

Making an initial payment can help:

• Lower your monthly payments.
• Improve your chances of approval, as it shows a financial commitment.
• Give you more flexibility to choose the best lease deal for your budget.

🔍 Is the Initial Payment Refundable?

No, the initial payment is not refundable. It’s a contribution toward the total cost of your lease agreement, so it reduces the amount you owe over the lease term.

💡 How to Choose the Right Initial Payment Option

Choosing the right initial payment depends on your financial situation and budget. If you want lower monthly payments, a higher initial payment might be a good option. If you prefer no upfront costs, a no-deposit lease might be better for you.

At Embrace Leasing, we offer flexible options to suit different budgets. If you're unsure, our team can help you find the best deal for your needs.

Yes, it is possible to end a car lease early, but there may be fees and penalties involved depending on your lease agreement and the finance provider. While car leases are designed to last for a fixed term, life circumstances can change, and you might need to terminate your lease before the contract ends.

At Embrace Leasing, we understand that situations can change, and we’re here to help you understand your options if you need to end your lease early.

🔍 What Are the Options for Ending a Lease Early?

Here are the most common ways to end a car lease early:

1️⃣ Early Termination
You can request an early termination from your finance provider, which means returning the car before the end of the lease term. However, this usually comes with a termination fee, which covers the outstanding balance on the lease and any associated costs.

• The fee will depend on how much time is left on your lease.
• Some providers may charge a percentage of the remaining payments or a fixed fee.

2️⃣ Voluntary Surrender
If you’re unable to keep up with the lease payments, you can choose to voluntarily surrender the vehicle. This means you return the car to the finance company and they will calculate the remaining balance owed. However, this can negatively affect your credit score and should only be considered as a last resort.

3️⃣ Transfer the Lease (Lease Swapping)
Some finance providers may allow you to transfer the lease to someone else. This is known as a lease swap or lease transfer, where another person takes over your remaining lease payments.

• Not all providers allow lease transfers, so you’ll need to check your specific agreement.
• The new leaseholder must meet the finance provider’s eligibility criteria.

💡 What Are the Costs of Ending a Lease Early?

The cost of ending your lease early will vary depending on your finance provider and the terms of your lease agreement. These costs may include:

• Early termination fee: A percentage of the remaining lease payments.
• Outstanding monthly payments: If you’re terminating the lease before the minimum term, you may be required to pay a portion of the remaining payments.
• Excess mileage or damage charges: You’ll still be responsible for any excess mileage or damage to the vehicle.

📋 Things to Consider Before Ending Your Lease Early

Before ending your lease, consider the following:

✅ Check your lease agreement for details on early termination fees and conditions.
✅ Contact your finance provider to discuss your options and get an exact quote for early termination.
✅ Explore lease transfer options, if available, to avoid penalties.
✅ Assess your financial situation to ensure that early termination is the best option for you.

🤔 What Happens If I Hand the Car Back Without Permission?

If you return the car without officially ending the lease agreement, you’ll still be responsible for outstanding payments, and it could negatively impact your credit score. Always speak with your finance provider before making any decisions.

🛠 Need Help?

At Embrace Leasing, we’re here to help guide you through the process if you need to end your lease early. Our team can explain your options and help you understand any potential costs involved. If you're unsure, just get in touch — we're happy to assist!

When your car lease with Embrace Leasing comes to an end, you’ll need to return the vehicle to the finance provider. The process is straightforward, but it’s important to understand what’s involved to ensure there are no unexpected charges.

Here’s a step-by-step guide on what happens when your lease contract ends:

🚗 Step 1: Vehicle Inspection

Before returning your leased vehicle, the finance provider will arrange a vehicle inspection to assess the car’s condition. They’ll check for:

✅ Fair wear and tear – Minor marks, light scratches, and small dents are expected.
❌ Excessive damage – More significant damage (beyond fair wear and tear) could result in additional charges.

The inspection will also check for excess mileage and ensure the car is returned with all keys, documents, and equipment that came with the vehicle (e.g., spare tyre, charging cable for EVs).

📋 Step 2: Mileage Check

Your lease agreement includes an annual mileage limit, which is agreed upon at the start of your lease. If you’ve driven more miles than allowed, you’ll be charged a pence-per-mile excess fee.

For example:

• Mileage limit: 30,000 miles over 3 years
• Actual mileage: 33,000 miles
• Excess mileage fee: 10p per mile

In this case, you would be charged for the 3,000 excess miles, which would equal £300.

🔧 Step 3: Return the Car

Once the inspection is complete, you’ll need to return the vehicle to the finance provider or a designated drop-off location.

Make sure the car is clean and that you’ve removed all personal belongings before returning it. You’ll also need to ensure:

• The logbook (V5C) is returned.
• The service book is up to date.
• All keys and accessories (like charging cables for electric vehicles) are included.

💸 Step 4: Final Charges

At the end of the lease, you may face additional charges for the following:

1️⃣ Excess Mileage Charges – If you’ve exceeded your agreed mileage limit.
2️⃣ Excess Damage Charges – For any damage that goes beyond fair wear and tear.
3️⃣ Missing Items – If any original items (e.g., keys, documents, spare parts) are missing.

These charges will be clearly outlined in your end-of-lease report.

🔄 Step 5: Your Options at the End of the Lease

At the end of your lease, you’ll typically have the following options:

✅ Return the Car – Hand the car back with no further obligation (aside from any charges for excess mileage or damage).
✅ Lease a New Vehicle – Upgrade to a new lease and enjoy the latest model with a new contract.
✅ Extend the Lease – Some providers allow you to extend your lease if you’d like to keep the car a bit longer.

If you’d like to explore leasing another vehicle, Embrace Leasing can help you find the perfect new car lease deal to suit your needs.

📞 Need Help with Your End-of-Lease Process?

At Embrace Leasing, we’re here to make the end-of-lease process as smooth and hassle-free as possible. If you have any questions or want to discuss your next leasing options, call or email us

No, car insurance is not typically included in a standard car lease agreement. However, at Embrace Leasing, we offer a Total Care Package that can include servicing and maintenance, alongside comprehensive insurance cover. This package is designed to give you peace of mind and reduce the hassle of arranging your own insurance and servicing separately.

To find out more about our Total Care Package, including pricing and what’s included, please get in touch with our team by phone or email. We’ll be happy to walk you through your options and help you decide if it’s the right solution for you.

🛠 What Type of Insurance Do I Need for a Leased Car?

If you choose not to take the Total Care Package, you’ll still need to arrange your own fully comprehensive car insurance before taking delivery of your vehicle. This is a requirement of all lease agreements to ensure the car is covered for accidents, theft, or damage throughout your lease term.

We’re here to help make your leasing experience as simple and stress-free as possible. Get in touch with the team at Embrace Leasing to discuss your options!

Yes, when you lease a car with Embrace Leasing, your lease agreement will include an annual mileage limit. This is the maximum number of miles you’re allowed to drive each year as part of your contract. The mileage limit is agreed upon before your lease begins and is tailored to suit your driving needs.

If you’re unsure about your mileage requirements, our team is happy to help you choose the right mileage package to avoid any unnecessary charges.

🔄 How Do Mileage Limits Work?

When you take out a lease, you’ll agree on a mileage allowance for the duration of your contract. For example:

• 8,000 miles per year
• 10,000 miles per year
• 15,000 miles per year

At the end of your lease, the total mileage is checked. If you’ve driven more miles than agreed, you’ll be charged a pence-per-mile excess fee. This fee varies depending on your contract and the vehicle but is typically between 5p and 15p per mile.

🚗 What Happens If I Exceed My Mileage Limit?

If you exceed your agreed mileage, you’ll need to pay an excess mileage charge at the end of your lease. The charge is calculated based on how many miles over the limit you’ve driven and the excess mileage rate outlined in your contract.

For example:

• Mileage limit: 10,000 miles per year
• Actual mileage: 12,000 miles per year
• Excess mileage fee: 10p per mile

In this case, you would be charged for 2,000 excess miles at 10p per mile, meaning an excess fee of £200.

📋 Can I Adjust My Mileage Allowance?

Yes! If you realise partway through your lease that you’re likely to exceed your mileage limit, some finance providers allow you to adjust your mileage. This can help avoid higher excess fees at the end of your lease.

It’s best to speak with our team as soon as possible if you think you’ll need to adjust your mileage allowance.

🛠 What If I Don’t Use All My Mileage?

If you drive fewer miles than your allowance, you generally won’t receive a refund for unused miles. It’s important to choose a mileage package that best suits your driving habits to avoid overpaying for miles you won’t use.

📞 Need Help Choosing the Right Mileage Package?

At Embrace Leasing, we’re here to help you find the perfect lease deal to suit your driving needs. Call or email us today to discuss your mileage options and ensure you get the best package for your lifestyle.

When you lease a car through Embrace Leasing, you're responsible for keeping the vehicle in good condition throughout the lease term. Normal wear and tear is expected, but if the car is damaged beyond fair wear and tear, you may face additional charges at the end of your lease.

Here’s what you need to know about how damage is assessed, what counts as fair wear and tear, and how to avoid unnecessary charges.

🔍 What Counts as Fair Wear and Tear?

The British Vehicle Rental and Leasing Association (BVRLA) sets guidelines for what is considered fair wear and tear on leased vehicles. This includes:

✅ Minor scratches and stone chips
✅ Light scuffs on wheels
✅ Small dents that don’t affect the car’s function
✅ General interior wear, such as light marks on seats

These are normal signs of use and won’t result in extra charges.

🚫 What Is Considered Excess Damage?

Excess damage is anything that goes beyond normal wear and tear, such as:

❌ Large dents or deep scratches
❌ Cracked or chipped windscreen
❌ Damaged alloys or tyres
❌ Torn or stained interior upholstery
❌ Broken lights, mirrors, or body panels

If the car has any of these types of damage when it’s returned, you could be charged for repair costs by the finance provider.

📋 How Is Damage Assessed?

When you return the vehicle at the end of your lease, the finance provider will inspect the car to check for any damage. They’ll compare the condition of the car to the BVRLA fair wear and tear guidelines.

If any excess damage is found, you’ll be charged for the cost of repairs. These charges are typically based on industry-standard repair rates.

🔧 What Can I Do If the Car Gets Damaged?

If your leased car is damaged during the lease term, you have a few options:

1️⃣ Repair the Damage Yourself
You can choose to repair the damage before returning the car. Make sure the repairs are done by a reputable garage to avoid further charges.

2️⃣ Use Our Total Care Package
At Embrace Leasing, we offer a Total Care Package, which includes comprehensive insurance and maintenance cover. This package can help cover the cost of repairs if your car is damaged.

3️⃣ Leave It to the Finance Provider
If you choose not to repair the damage yourself, the finance provider will handle the repairs, and you’ll be charged for the cost of repairs at the end of your lease.

💡 How to Avoid Damage Charges

To avoid damage charges when returning your leased car:

✅ Keep the car well-maintained throughout the lease term.
✅ Get any damage repaired before returning the vehicle.
✅ Stick to the BVRLA fair wear and tear guidelines.
✅ Consider a maintenance package to cover routine servicing and repairs.

📞 Need More Information?

If you’re worried about damage to your leased vehicle, get in touch with the team at Embrace Leasing. We can provide advice on repair options and maintenance packages to help you avoid unexpected charges at the end of your lease. Call or email us today to learn more!

In most cases, modifying a leased car is not allowed without prior approval from the finance provider. When you lease a vehicle through Embrace Leasing, the car remains the property of the finance company, so any changes to its appearance or performance must be authorised in writing.

If unauthorised modifications are made, you may be required to remove the modifications and return the vehicle to its original condition at your own expense. You could also face penalty charges for any damage caused by the modifications.

🚗 What Counts as a Modification?

A modification is any change made to the car that alters its original specifications. This includes:

❌ Cosmetic changes (e.g., tinted windows, custom paintwork, body kits)
❌ Performance upgrades (e.g., engine remapping, exhaust changes)
❌ Interior changes (e.g., aftermarket seats, upgraded infotainment systems)
❌ Wheels and tyres (e.g., alloy wheel changes, non-standard tyres)

Even small changes, such as adding decals or stickers, may be considered a modification and could require approval.

🔧 Are Any Modifications Allowed?

Some modifications may be allowed if you get prior approval from the finance company. For example:

✅ Tow bars – Often permitted if installed professionally.
✅ Roof racks – Usually allowed if they don’t damage the car.
✅ Dash cams or parking sensors – These are typically fine as long as they’re removable and don’t permanently alter the car.

Always check with Embrace Leasing or your finance provider before making any changes to ensure they won’t violate your lease agreement.

⚠️ What Happens If I Modify the Car Without Permission?

If you modify a leased car without approval, you may face the following consequences:

• You’ll be charged for returning the car in a non-original condition.
• You may need to pay to remove the modifications.
• Your lease agreement could be terminated early, resulting in fees.

💡 Can I Personalise a Leased Car Without Permanent Modifications?

Yes! You can make non-permanent changes to a leased car, such as:

✅ Seat covers and mats
✅ Removable roof racks
✅ Magnetic decals (instead of permanent stickers)

These can be easily removed at the end of your lease without affecting the car’s value.

📞 Need Clarification?

If you’re thinking about modifying your leased car, contact our team at Embrace Leasing first. We’ll help you understand what’s permitted and ensure that you don’t face unexpected charges when returning your vehicle. Call or email us today to discuss your options!

Leasing a car is a great way to drive a brand-new vehicle with affordable monthly payments, but there are several ways you can reduce the cost of your lease even further. At Embrace Leasing, we help you find the best deal by offering flexible options to tailor your lease to your budget.

Here are some practical tips to make your car lease cheaper:

💰 1. Choose a Lower Initial Payment

Your lease deal will include an initial payment (sometimes referred to as a deposit), which is typically the equivalent of 1 to 12 months’ worth of payments.
To reduce your overall costs, you can choose a lower initial payment, but this will increase your monthly payments slightly. Alternatively, a higher initial payment can help bring your monthly payments down.

✅ Tip: Find the right balance between your upfront payment and monthly payments to suit your budget.

🚗 2. Choose a Car That Holds Its Value

The cost of your lease is based on how much the car depreciates during your lease term. Cars that hold their value well will result in lower monthly payments because they depreciate more slowly.

✅ Tip: Electric vehicles (EVs) and popular models tend to retain their value better, making them more affordable to lease.

📋 3. Keep Your Mileage Low

When you lease a car, you’ll agree to an annual mileage allowance. The more miles you drive, the higher your monthly payments will be.

✅ Tip: Choose a mileage allowance that suits your needs to avoid paying for unused miles or incurring excess mileage charges.

For example:

• 10,000 miles per year will be cheaper than 15,000 miles per year.
• If you don’t drive much, a low-mileage lease can save you money.

🔧 4. Add a Maintenance Package

A maintenance package can help you save money on servicing, tyres, and repairs during your lease term. By paying a small additional monthly fee, you can avoid unexpected costs down the line.

✅ Tip: Ask about Embrace Leasing’s Total Care Package, which includes insurance, servicing, and maintenance for a worry-free leasing experience.

🔄 5. Choose a Longer Lease Term

The length of your lease contract affects your monthly payments. A longer lease term (3-5 years) typically results in lower monthly payments, whereas shorter lease terms can be more expensive.

✅ Tip: Opt for a 36- to 48-month lease to reduce your monthly payments.

🛠 6. Avoid Excess Damage Charges

At the end of your lease, your car will be inspected for damage beyond fair wear and tear. Any excess damage can result in additional charges.

✅ Tip: Keep the car well-maintained throughout your lease and get any damage repaired before returning the vehicle to avoid extra costs.

🔄 7. Consider Pre-Registered or Stock Cars

Leasing a pre-registered car (a car that’s already registered with a finance provider) or in-stock vehicle can save you money. These cars are often available at discounted rates and come with faster delivery times.

✅ Tip: Ask about special offers or pre-registered deals at Embrace Leasing to get the best value.

📞 Need Help Finding a Cheaper Lease?

At Embrace Leasing, we’re committed to finding the best lease deal for your budget. Our team can help you:

• Tailor your lease to your needs.
• Find special offers and in-stock deals.
• Get advice on mileage limits and maintenance packages.

Call or email us today to speak with one of our friendly leasing specialists and discover how we can make your next car lease more affordable!

While you can lease a car at any time of the year, some months tend to offer better deals than others, depending on factors like dealer targets, new car registration periods, and end-of-quarter sales incentives. Timing your lease correctly could help you secure a better price or special offer.

Here’s a breakdown of the best months to lease a car and why:

📅 March and September – New Car Registration Months

The best months to lease a car in the UK are March and September, when new car registration plates are released. Car dealerships and finance companies are often keen to hit sales targets during these months, so they offer better deals and promotions.

• March brings the first plate change of the year (e.g., 25 to 75).
• September brings the second plate change (e.g., 75 to 25).

✅ Why lease in March or September?

• Dealers are eager to clear out stock of older models to make way for new registrations.
• You can often get discounts on in-stock vehicles or higher-spec models for lower prices.
• You’ll be driving a brand-new vehicle with the latest plate number.

🏁 End of Each Quarter (March, June, September, December)

Many dealerships and finance providers work on quarterly sales targets. To hit these targets, they may offer discounts and promotions near the end of each quarter:

• March (end of Q1)
• June (end of Q2)
• September (end of Q3)
• December (end of Q4)

✅ Why lease at the end of a quarter?

• Dealers often offer discounts to boost their quarterly numbers.
• You may find short-term promotions or in-stock deals that aren’t available at other times.

🎄 December – End of the Year Push

The end of the year is another great time to lease a car. Dealers and finance companies want to clear their stock before the new year and hit their annual targets, so you’ll often see special promotions during this time.

✅ Why lease in December?

• Dealers may offer lower prices to meet their end-of-year quotas.
• You can take advantage of pre-registered vehicles and in-stock deals.

📉 January – Post-Holiday Discounts

January can also be a good month to lease a car, as dealers look to boost sales after the slow holiday season. They may offer discounts to attract customers and clear leftover stock from the previous year.

✅ Why lease in January?

• Post-holiday deals may be available.
• Older stock from the previous year may be discounted.

🚦 Which Months to Avoid?

Generally, mid-quarter months (such as April, May, July, August, October, and November) may not offer the same level of discounts as end-of-quarter or plate-change months. However, this can vary depending on stock levels and promotions.

💡 How to Get the Best Deal with Embrace Leasing

At Embrace Leasing, we work with a variety of finance providers and dealerships to offer competitive lease deals year-round. We also offer special promotions during key months, so it’s always worth checking in with us to see what deals are available.

Tip: If you’re looking for a specific car or model, it’s best to get in touch with us early. We can advise you on upcoming promotions and special offers.

📞 Need Help Timing Your Lease?

If you want to find out the best time to lease your next car, contact us today. Our team at Embrace Leasing can help you time your lease perfectly to take advantage of special offers and discounts. Call or email us now to get started!

While leasing a car offers many benefits, such as lower monthly payments and access to brand-new vehicles, it’s important to understand some potential disadvantages before making your decision. Here are three key disadvantages to consider when leasing a car:

❌ 1. You Don’t Own the Car

One of the main downsides of leasing is that you never own the vehicle. You’re essentially renting the car for a set period, and at the end of the lease, you must return it to the finance provider.

Unlike buying a car, you won’t build equity in the vehicle, and you won’t have the option to sell or keep it when the lease ends (unless there’s an option to purchase the car, which is less common).

Summary:

• You won’t own the car, no matter how long you lease it.
• At the end of the lease, you’ll need to return the car or take out a new lease.

❌ 2. Mileage Limits and Excess Charges

When you lease a car, your contract includes an annual mileage limit. If you exceed this limit, you’ll be charged an excess mileage fee, which can add up quickly.

For example, if your lease agreement includes a 10,000-mile annual limit and you drive 12,000 miles, you’ll need to pay for those extra 2,000 miles. Excess mileage charges typically range from 5p to 15p per mile, depending on your lease agreement.

Summary:

• You must stick to your mileage allowance.
• Excess mileage charges can be costly if you drive more than agreed.
• If you’re unsure about your mileage needs, it can be tricky to predict future usage.

❌ 3. Additional Charges for Damage and Wear & Tear

At the end of your lease, the car will be inspected for damage and wear & tear. While fair wear and tear is allowed, any excessive damage (e.g., dents, scratches, or interior stains) could result in additional charges.

Even small issues like scuffed alloys, stone chips, or worn tyres could result in penalties if they go beyond what’s considered normal use. You’ll be responsible for repairing damage before returning the car or paying for it at the end of your lease.

Summary:

• You’ll need to keep the car in good condition.
• Any damage beyond fair wear and tear will result in extra charges.
• You may need to pay for repairs before returning the car.

📋 Quick Recap of the 3 Disadvantages of Leasing a Car:

💡 Need More Information?

At Embrace Leasing, we’re here to help you weigh the pros and cons of leasing to ensure it’s the right choice for you. Call or email us today to speak with one of our leasing specialists and explore your options!

Private car leasing (also known as personal contract hire) can be a great option for individuals who want to drive a brand-new car with affordable monthly payments and without the long-term commitment of ownership. However, whether it’s the right choice for you depends on your personal circumstances, driving habits, and financial goals.

Here’s a breakdown of the pros and cons to help you decide if private car leasing is a good idea.

✅ Advantages of Private Car Leasing:

1️⃣ Lower Monthly Payments
Leasing typically offers lower monthly payments compared to financing or purchasing a new car. This makes driving a brand-new vehicle more affordable for many people.

2️⃣ No Worries About Depreciation
When you lease a car, you don’t have to worry about the car’s value decreasing over time. The finance provider takes on the risk of depreciation, and you simply return the car at the end of the lease.

3️⃣ Access to Brand-New Cars
Leasing allows you to drive a brand-new car every few years, giving you access to the latest models, technology, and safety features. You can upgrade to a new car at the end of each lease.

4️⃣ Road Tax Included
Most lease agreements include road tax for the duration of the lease, so that’s one less expense to worry about.

5️⃣ Maintenance Options Available
At Embrace Leasing, we offer a Total Care Package, which can include insurance, servicing, and maintenance, giving you peace of mind and fixed monthly costs.

6️⃣ No Hassle of Selling the Car
At the end of the lease, you simply return the car. There’s no need to worry about selling the vehicle or negotiating trade-in values.

❌ Disadvantages of Private Car Leasing:

1️⃣ You Don’t Own the Car
When you lease a car, you’re essentially renting it for a set period. You won’t own the car at the end of the lease, and there’s no option to buy (unless you take out a different type of finance deal).

2️⃣ Mileage Limits Apply
Lease agreements include annual mileage limits. If you exceed your mileage allowance, you’ll need to pay excess mileage charges.

3️⃣ Damage Charges for Excess Wear and Tear
At the end of the lease, the car will be inspected for any damage beyond fair wear and tear. You may face additional charges if the car isn’t returned in good condition.

🤔 Is Private Car Leasing a Good Idea for You?

Private car leasing could be a good option if:

✅ You like driving new cars and want to upgrade every few years.
✅ You want predictable, fixed monthly payments with no large upfront costs.
✅ You don’t want to deal with the hassle of selling a car or worrying about depreciation.
✅ You drive within a predictable mileage limit.
✅ You prefer hassle-free motoring, especially if you choose a maintenance package.

However, leasing might not be the best option if:

❌ You want to own your vehicle at the end of the contract.
❌ You drive high mileage and may exceed mileage limits.
❌ You don’t want to pay for wear-and-tear repairs.

💡 Key Questions to Ask Yourself:

• Do I like driving new cars regularly?
• Am I okay with not owning the car?
• Can I stick to a mileage allowance?
• Do I want predictable monthly payments with no surprises?

📞 Need Help Deciding?

At Embrace Leasing, we’re here to help you decide if private car leasing is the right choice for you. Call or email us today to speak with one of our friendly leasing specialists and explore our personal lease deals!

Yes, you can! Personal car leasing (also known as Personal Contract Hire – PCH) is a popular option for individuals who want to drive a brand-new car with affordable monthly payments and without the long-term commitment of ownership. At Embrace Leasing, we offer a wide range of personal lease deals to suit different lifestyles, budgets, and driving needs.

🚗 What Is Personal Car Leasing?

Personal car leasing allows you to lease a brand-new car for a fixed period (typically 2 to 5 years) by paying fixed monthly payments. At the end of the lease, you simply return the car with no worries about depreciation or selling the vehicle.

It's a stress-free and cost-effective way to drive a new car without the large upfront cost of buying.

✅ Benefits of Leasing a Car for Personal Use:

1️⃣ Lower Monthly Payments
Leasing a car for personal use usually results in lower monthly payments compared to buying or financing a vehicle.

2️⃣ Drive a Brand-New Car
With personal leasing, you get access to a brand-new vehicle with the latest technology, safety features, and fuel efficiency.

3️⃣ No Depreciation Worries
You don’t need to worry about the car losing value. The finance provider takes on the risk of depreciation.

4️⃣ Road Tax Included
Most personal lease deals include road tax for the duration of the lease.

5️⃣ Optional Maintenance Packages
At Embrace Leasing, we offer maintenance packages that cover servicing, tyres, and repairs to give you peace of mind.

🔧 What Are My Responsibilities When Leasing a Car for Personal Use?

When you lease a car for personal use, you’ll need to:

• Arrange fully comprehensive car insurance.
• Stick to the agreed mileage limit in your contract.
• Keep the car in good condition to avoid damage charges.
• Return the car at the end of the lease term.

❓ Can I Use a Personal Lease Car for Work?

Yes, you can use a personal lease car for commuting or business travel. However, if you’re planning to use the car primarily for business purposes, a business lease might be a more suitable option, as it can offer tax benefits for companies and sole traders.

📞 Interested in a Personal Lease?

If you’re looking to lease a car for personal use, Embrace Leasing has a wide range of makes and models to choose from. Contact us today by phone or email to get a personalised quote and find the perfect lease deal for your needs!

Whether it's better to lease a car for 2 years or 3 years depends on your personal preferences, budget, and driving habits. Both options have their advantages, and the best choice for you will depend on how often you want to change cars, how much you're willing to pay each month, and whether you're looking for flexibility or long-term cost savings.

Here’s a breakdown of the pros and cons of leasing for 2 years vs 3 years to help you make an informed decision.

🚗 2-Year Lease – Pros and Cons

✅ Pros:

• More flexibility to change cars – You can upgrade to a new model more frequently, keeping up with the latest features, technology, and fuel efficiency.
• Lower maintenance costs – Many cars require less maintenance during the first two years, which means you may avoid bigger servicing bills.
• Perfect for short-term needs – Ideal if you need a car for a specific period (e.g., a temporary work contract).

❌ Cons:

• Higher monthly payments – A 2-year lease often has higher monthly payments compared to a longer lease, as you're spreading the depreciation over a shorter term.
• Fewer deals available – Some finance providers offer better rates for longer lease terms.

🚙 3-Year Lease – Pros and Cons

✅ Pros:

• Lower monthly payments – A 3-year lease generally has lower monthly payments, as the cost is spread over a longer period.
• More lease deals available – Most finance providers offer their best rates on 36-month contracts, giving you access to more competitive deals.
• Convenient for long-term needs – Ideal if you want a long-term car solution without the hassle of changing vehicles every couple of years.

❌ Cons:

• Higher risk of maintenance costs – As the car gets older, you may need to cover higher maintenance costs, especially after the manufacturer’s warranty expires.
• Less flexibility – You’re locked into the lease for a longer period, which can be an issue if your circumstances change.

💰 Which Option Is Cheaper?

In most cases, a 3-year lease will have lower monthly payments compared to a 2-year lease, simply because the car’s depreciation is spread over a longer term.

However, a 2-year lease could be cheaper overall if you avoid costly maintenance in the third year. It may also be worth considering if you're someone who likes upgrading to a new car regularly.

🧰 What About Maintenance Costs?

Many new cars come with a 3-year manufacturer warranty, so a 2-year lease will typically be covered by the warranty for the entire lease term.

With a 3-year lease, you’ll still be covered for the first two years, but you may face servicing and repair costs in the final year. To avoid this, you can add a maintenance package, such as Embrace Leasing’s Total Care Package, which covers servicing, tyres, and repairs.

🔄 How Often Do You Like to Change Cars?

• If you enjoy upgrading to the latest models frequently, a 2-year lease may be the better option for you.
• If you prefer lower monthly payments and longer-term stability, a 3-year lease could be more suitable.

📝 Quick Comparison:

📞 Still Unsure?

At Embrace Leasing, we offer both 2-year and 3-year lease deals and can help you decide which option best suits your budget and lifestyle. Call or email us today to get a personalised quote and speak with one of our friendly leasing specialists!